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Wholesale & transactional funding.

Transactional funding for A-to-B-to-C double closes and earnest money funding from pre-vetted direct lenders on Ask Speedy. Same-day same-table close capability for wholesalers, 24-72 hour earnest money turn.

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Transactional funding

Short-term financing for A-to-B-to-C double closes. The wholesaler buys from seller A and immediately resells to end buyer C on the same day. The funding bridges the few hours between the two closes.

  • Fee: 2-3% flat (no rate, no interest)
  • Term: Same-day to 1-3 days
  • LTV: 100% of A-B contract price
  • Doc: Minimal — both contracts, title

Earnest money funding

Provides the deposit money on a property contract. Direct lenders fund 1-2% of the contract price as earnest money, typically 30-60 day terms. Used when the wholesaler/investor has a deal under contract but lacks liquid cash.

  • Fee: 1-2% flat
  • Term: 30-60 days
  • Speed: 24-72 hour funding
  • Use: Time-sensitive contracts, weekend deals

FAQ

Wholesale, answered.

What is transactional funding?
Transactional funding is short-term real estate financing for A-to-B-to-C double-close transactions. The wholesaler buys from seller A and immediately resells to end buyer C on the same day. The funding bridges the few hours between the two closes. Typical fee 2-3% flat, no rate.
What is earnest money funding?
Earnest money funding provides the deposit money on a property contract. Direct lenders fund 1-2% of the contract price as earnest money, typically 30-60 day terms. Used when the wholesaler/investor doesn't have liquid cash but has a deal under contract.
Are direct wholesale lenders on Ask Speedy?
Yes. Direct transactional and earnest-money funding specialists are pre-vetted on the platform. Same-day same-table close capability for double closings, instant earnest money for time-sensitive contracts.
How fast does wholesale funding close?
Same-day for transactional funding (the entire purpose is to bridge a same-day double close). Earnest money funding: 24-72 hours from application. Direct lenders pre-fund and pre-underwrite to facilitate speed.

Wholesale funding, sourced direct.

Updated 2026-05-10