Residential new development & new construction financing.
Source 1–4 unit residential new development and new construction loans from pre-vetted direct lenders. Ground-up SFR, duplex, triplex, quadplex, infill, and build-to-rent communities. Mid-construction takeover available. Draws tied to milestones, GC review, ARV-based underwriting.
Why source new development here
Direct construction lenders, pre-vetted on GC + sponsor.
GC + sponsor pre-screening
Direct lenders pre-vet the general contractor and sponsor before they list. ISOs see only lenders likely to fund the deal type and scope.
Construction-to-perm in one package
Combine construction + DSCR takeout (build-to-rent) or construction + sale (build-to-sell). Speedy stacks both legs from direct lenders.
Mid-construction rescue
When an original lender pulls funding or the project stalls, route to mid-construction takeover specialists. Same-package re-submit, no rebuild.
Draw + inspection workflow
Speedy tracks the draw schedule, GC inspections, and lender approvals across the project lifecycle. Less ISO involvement, fewer dropped balls.
Project types
Six residential development scenarios.
Ground-up single family
New build SFR — speculative or built-to-spec. Most common direct lender product. ARV-driven underwriting.
Duplex / triplex / quadplex
2-4 unit ground-up. Targets investor exit (DSCR refi) or sale. Higher LTC than SFR.
Build-to-rent (BTR) community
SFR portfolios — 5 to 50 units. Construction + DSCR takeout structured as one deal. Direct lenders specialize.
Infill development
Single-lot urban builds. Often paired with private money for speed. Quick turnaround on entitlements.
Mid-construction takeover
Distressed or stalled projects. Lender pulled funding. Speedy routes to direct rescue lenders fast.
Build + flip
Develop and sell. Typical 12-24 month draw + sale window. ISO collects on construction + sale lender if both source.
Side-by-side
Compare residential construction products.
| Product | Best for | Rate | Max LTC | Term |
|---|---|---|---|---|
| Ground-up SFR | Build-to-spec single family | 9–11% | 85% | 12–24 mo |
| Multi-unit (2-4) | Duplex through quadplex builds | 9–11.5% | 85% | 12–24 mo |
| Build-to-rent | SFR portfolio + DSCR takeout | 8.5–10% | 85% | C+P combined |
| Mid-construction takeover | Stalled or distressed builds | 10–13% | 70-80% | 12–18 mo |
| Private money construction | Speed-first, no-doc | 11–14% | 75% | 6–18 mo |
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