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Ask Speedy
Skills 06 · Underwriting

A financial
analyst that
never sleeps.

Speedy auto-underwrites every deal, pulls Secretary of State + property records, researches sponsors, and shows you comparable pricing — before you submit.

For ISOs For Vendors
Pre-UW · Smith Roofing Approvable
FICO band 618
Monthly revenue $42,800
Time in business 6 yrs
NSFs (12mo) 2
Avg daily balance $11,400
Lien check Clean

One doc away — add P&L last 6mo to unlock 3 better offers

The pain

You're guessing what fits — and what didn't last week.

No idea what comparable deals priced at.

Manual research on every business and property.

No way to spot the recession-maker before you commit.

No financial analyst on staff. You analyze by feel.

The research engine

Research runs in the background. Always.

Four data sources. Pulled automatically. Surfaced before you submit.

Secretary of State

Verified
EntitySmith Roofing LLC
StateTX · Active
FormedMar 2019
FilingsCurrent · 2025
OfficersM. Smith (1)

Spot dissolved entities and fraudulent filings before they cost you a deal.

Property history

Address-only
Address421 Lockhart, Austin TX
Last sale$1.45M · 2021
Estimated value$1.82M
Liens1 · $620k
Tax statusCurrent

From an address — full history, sales, liens, and tax status. No title company calls.

Comparable pricing

Live
9.8%
11.2%
12.4%
12.9%
13.6%
14.8%

Rate distribution · 28 comparable deals · last 90 days

Know what comparable deals priced at — before you negotiate. Median 12.4%.

Sponsor & principal

Auto
PrincipalMike Smith
Other entities2 · active
Litigation historyClean
BankruptcyNone
Industry tenure11 yrs

Avoid bad actors. Background research surfaced and shared with all authorized participants.

"One doc away"

Speedy tells you exactly what unlocks better terms.

Pre-underwrite to every vendor's actual box. If your borrower fits, you'll know. If they don't, you'll know why — and what one missing item would change the outcome.

  • Auto-underwrite to every vendor's box, not yours
  • Document gap alerts before submission
  • Speedy ranks vendors by likely outcome, not just match score
  • Confidence score on every analysis — never a black box

Unlocked offers if you add

P&L last 6mo

+$280k LOC · -1.4%

+3 offers

A/R aging

New product · Factoring

+2 offers

Voided check

Funding speed · -1d

+1 offers
3 docs · 6 better offers unlocked