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Commercial real estate.
5+ units to institutional.

Source 5+ unit multifamily, office, retail, industrial, and hospitality financing from pre-vetted direct lenders. Bridge, term, agency (Fannie/Freddie), construction, value-add, PACE, wholesale, and creative structures. Loans from $100k to $10 billion+.

Get on the marketplace Purchase, refi, or new development?
Commercial · Live

Direct lenders

24

Loan range

$100k–$10bn+

Agency lenders

6 active

Bridge median rate

9.4%

Term median rate

6.2%

Doc tiers

Full · Low · No

Transactions

Three transaction types.

For purchase or refinance — including cash-out refinance for value-add and recapitalization plays.

Purchase

Acquisition financing — bridge, term, agency, hard money. Direct CRE lenders pre-vetted.

Open

Refinance + cash-out

Rate-and-term and cash-out refinance. Recapitalize, return capital to LPs, fund the next deal.

Open

New development

Ground-up commercial. Aka new construction. Horizontal (civil) and vertical. Draws by stage.

Open

Commercial scenarios

What's available to source.

For purchase or refinance — direct lenders cover every common commercial scenario.

Construction bridge / value-add

Reposition before stabilization.

Term financing

Agency, Fannie, Freddie, life co.

DSCR (commercial)

NOI-driven, no personal income.

Hard money

Speed over rate, asset-secured.

C-PACE

Energy retrofits via tax assessment.

Non-QM commercial

Outside agency box.

Owner-occupied business

For business owners on their CRE.

Wholesale + transactional

Earnest money, double-close.

Portfolio loans

Multiple CRE assets, one loan.

Seller financing

Creative structures, seller-carry.

Mid-construction & rehab

Take over a stalled project.

Horizontal vs vertical

Civil/site through structural.

Asset classes covered

Every commercial property type.

Multifamily 5+

Apartments, BTR portfolios

Office

Class A/B/C, medical

Retail

Strip mall, single-tenant

Industrial

Warehouse, flex, logistics

Hospitality

Hotel, motel, extended-stay

Mixed-use

Multi-asset properties

Self-storage

Climate + standard

Land

Entitled + raw

Adjacent

Where commercial deals link out.

Multifamily 5+

The deepest commercial sub-asset class. Agency, bridge, value-add direct lenders.

Open

Residential

1–4 unit investor financing. Where small-balance investors come from.

Open

Asset-based

When the property underwrites the loan. Hard money, bridge, private money.

Open

Cross-marketplace

Most owner-occupied commercial deals also need working capital.

Source SBA-adjacent term loans, lines of credit, equipment financing, and factoring from direct lenders in the Business Capital marketplace. Same client, same package, two fundings, two commissions.

Open Business Capital

FAQ

Commercial, answered.

What property types qualify as commercial?
5+ unit multifamily, office, retail, industrial, hospitality, mixed-use, self-storage, and special-purpose properties. Land for ground-up commercial development included.
Are agency loans (Fannie / Freddie) available?
Yes. Direct agency-approved lenders cover Fannie Mae DUS and Freddie Mac SBL/Conventional for 5+ unit multifamily. Long-term term financing at the lowest commercial rates available.
Does the platform cover construction financing?
Yes. Ground-up new development, mid-construction takeover, value-add construction bridge, horizontal (civil/site work), and vertical construction. Draws by stage, GC review, spec or build-to-suit.
Is PACE financing available for commercial?
Yes. C-PACE (Commercial Property Assessed Clean Energy) is available for energy efficiency, solar, and resilience retrofits. Tax-assessment financing — long amortization, often non-recourse.
Can owner-occupied businesses finance their commercial property here?
Yes. Owner-occupied business-purpose loans for commercial property — SBA-adjacent, conventional, and non-QM options. Most owner-occupied commercial deals also need working capital, sourced from the Business Capital marketplace.

Commercial deals, sourced direct.

Get on the marketplace Back to RE overview

Updated 2026-05-10