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Commercial real estate purchase loans.

Source 5+ unit multifamily, office, retail, industrial, and hospitality acquisition financing from pre-vetted direct lenders. Bridge, value-add, agency (Fannie DUS / Freddie SBL), term, hard money, owner-occupied business-purpose. Loans from $100k to $10 billion+. Same-day approvals on hard money for emergency acquisition.

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Why source commercial purchase deals here

Direct CRE lenders, vetted before they list.

Agency-direct access

Direct Fannie DUS, Freddie SBL/Conventional, and life-co lenders on the platform. Agency-direct access without a broker stacking fees.

Bridge to perm in one structure

Acquire with bridge, refinance to agency at stabilization — Speedy structures the package across both lenders. One ISO deal, two fundings.

Performance-public lender pool

Time-to-close, approval rate, average rate visible per lender. Underperforming agency or bridge lenders fall in ranking and lose deal flow.

Cross-marketplace working capital

Owner-occupied commercial deals route to Business Capital for paired working capital. One client, two commissions.

Commercial purchase products

Eight ways to fund the commercial buy.

Bridge / value-add

Pre-stabilization or repositioning. 12-36 month terms. Then refinance to perm at stabilization.

Agency / term financing

Fannie DUS, Freddie SBL/Conventional, life co. Long-term, lowest commercial rates.

Multifamily 5+ specific

Dedicated multifamily lender pool — agency, debt fund, life co.

DSCR commercial

NOI-based underwriting on smaller commercial. No personal income.

Hard money commercial

Speed for distressed acquisition, foreclosure, or partner buyout. 7-14 day close.

Non-QM commercial

Outside agency and conventional box. Bank statement, asset depletion, foreign national.

Owner-occupied business

Operating businesses buying their CRE. SBA-adjacent, faster than traditional SBA.

Transactional / wholesale

Double-close A-to-B-to-C, earnest money funding for commercial deals.

Side-by-side

Compare commercial purchase products.

Product Best for Rate Max LTV Speed
Fannie DUS Stabilized 5+ unit MF, $5M+ 5.6–6.4% 80% 45–60 d
Freddie SBL 5-50 unit, $1M–$7.5M 5.8–6.6% 80% 45–60 d
Bridge / value-add Pre-stabilization, repositioning 8–10% 75% 21–30 d
Hard money commercial Distressed, partner-buyout 10–13% 65–70% 7–14 d
DSCR commercial Smaller stabilized CRE 7.0–8.5% 75% 30–45 d
Owner-occupied bus. Owner-user CRE purchase 7.0–8.5% 85% (SBA 504) 60–90 d

FAQ

Commercial purchase, answered.

What commercial property types can be acquired with platform financing?
5+ unit multifamily, office (Class A/B/C, medical), retail (single-tenant, strip mall), industrial (warehouse, flex, logistics), hospitality (hotel, motel), mixed-use, self-storage, and special-purpose properties. Land for ground-up commercial development included.
Are agency loans (Fannie / Freddie) available for purchase?
Yes, for 5+ unit multifamily acquisition. Direct Fannie Mae DUS-approved lenders fund $5M+ stabilized multifamily. Freddie Mac SBL covers $1M-$7.5M in the 5-50 unit range. Both are long-term term loans at the lowest commercial rates.
What is a value-add bridge purchase?
Value-add bridge funds the acquisition of an under-stabilized property — typical for renovating older multifamily to push rents, retenanting struggling office, or repositioning hospitality. Bridge term 12-36 months, then refinance to perm at stabilization.
Can owner-occupied commercial property be financed for purchase?
Yes. Owner-occupied business-purpose commercial loans are available — operating businesses purchasing the property they occupy. Distinct from investment commercial. Many of these deals also need working capital from the Business Capital marketplace.
How fast can a commercial purchase close?
Hard money commercial: 7-14 days. Bridge: 21-30 days. Agency / term: 45-60 days. Same-day approvals available on hard money and private money for distressed acquisition, foreclosure, or partner buyout scenarios.

Related

Where commercial purchase connects.

Multifamily 5+ Business Capital Term financing Asset-based

Source commercial purchase deals direct.

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Updated 2026-05-10